Terms and conditions for kelionavara.com subscription

These terms govern your use of the kelionavara.com financial planning subscription service. By subscribing, you agree to comply with all requirements outlined below. Please read carefully before proceeding.

August 24, 2025

Acceptance of terms

By accessing or using the subscription service, you accept these terms and our privacy policy. If you do not agree, please discontinue use.

Definitions

The following definitions apply throughout these terms and conditions.

  • "Service" refers to the subscription-based financial planning offered via kelionavara.com.
  • "User" refers to any individual or organisation subscribing to or using our service.
  • "Advisor" means a qualified professional providing consultations or guidance as part of the service.
  • "Content" includes all materials, reports, and communications provided through the service.

Permitted use of the service

You may use the service solely for lawful purposes and in accordance with these terms. Commercial re-use or redistribution is prohibited without prior written consent.

Eligibility

The service is intended for Australian residents aged 18 or over. Proof of residency may be required.

You must be 18+ to subscribe.

User responsibilities

Users must maintain accurate and current contact information and comply with all service terms.

  • Provide truthful, up-to-date information when subscribing.
  • Maintain confidentiality of login credentials and account access details.
  • Comply with all applicable Australian laws and regulations.
  • Notify kelionavara immediately of any unauthorised account activity.

Prohibited uses

You may not use the service for any unlawful or prohibited purpose.

  • Attempt to gain unauthorised access to our systems or data.
  • Transmit false or misleading information through the platform.
  • Use the service for commercial resale or distribution without consent.
  • Reverse engineer or attempt to replicate service functionality.
  • Introduce malware or disruptive code to the site.

Intellectual property rights

All content, reports, and materials provided are the intellectual property of kelionavara or its licensors. No unauthorised reproduction or distribution is permitted.

User content

Users may submit feedback or queries, which we may use to improve our services.

User content rights and responsibilities:

Users are responsible for ensuring submissions are lawful and do not infringe on third-party rights.

Privacy and data

Your information is processed in accordance with our privacy policy. Data is collected solely for service provision and improvement. View privacy policy

Service disclaimer and warnings

The service provides general planning support. Results may vary based on individual circumstances.

Important notice:

No guarantee of results is provided and past performance does not predict future outcomes.

Limitation of liability for users

kelionavara is not liable for damages arising from use, inability to use, or reliance on the service or content.

Indemnification

You agree to indemnify kelionavara for any losses resulting from misuse or breach of these terms.

Dispute resolution procedures

Disputes will be resolved in accordance with Australian law and, where possible, through negotiation.

Arbitration

If negotiation fails, disputes may proceed to binding arbitration under local regulations.

Arbitration takes place in Australia. Each party is responsible for their legal costs.

Online dispute resolution

You may use the Australian Online Dispute Resolution platform for certain disputes.

Access dispute resolution platform: Access dispute resolution platform

Governing law and jurisdiction

These terms are governed by the laws of Australia. Any legal action must be brought in Australian courts.

Termination

kelionavara reserves the right to terminate accounts for violation of these terms or unlawful activity.

Modifications

We may update terms at any time. Continued use after changes constitutes acceptance.

Severability

If any provision is found invalid, the remaining terms remain in effect.

Entire agreement

These terms, together with our privacy and cookie policies, constitute the entire agreement between you and kelionavara.

Contact for terms and policies

Please contact us with questions about these terms and policies.

Contact email: content@kelionavara.com

Contact phone: +61 2 5548 7243

Contact address: 125 Stirling Street, Perth, WA 6000 Australia

Effective date: August 24, 2025

Version: 1.2